Disability / TPD / Superannuation Insurance

What are TPD and disability claims?

Total and Permanent Disability and other disability claims arise under insurance policies, often held through superannuation. These claims do not require proof of fault but must meet specific policy definitions.

Some claims can be lodged without legal assistance. Others involve complex definitions, cumulative injuries, or disputed evidence.

We explain how the policy operates and whether the available information suggests the criteria may be met. We also explain whether legal involvement is likely to be helpful or whether you may be able to manage the next steps yourself.

An initial discussion does not commit you to proceeding.